1st Choice Title Agency services offered
1st Choice Title Agency LLC. provides a variety of title and escrow services for realtors, lenders, and homeowners. We are continuing to establish new avenues to serve the wide variety of real estate transactions in this growing economy. Below are some of the services that we offer:
Closing is the last step in a real estate transaction. It involves the transferring of ownership and signing the purchase contract. The deed is delivered from the seller to the buyer, thus completing the transaction. 1st Choice Title can help you to pass this final phase and be on your way to new home ownership!
If you are in the process of selling or buying a home, you need to consider whether a real estate deed must be transferred. If someone’s name is being removed or changed on the property title, a deed transfer is necessary. This is fortunately one of the easier and less time consuming portions of the home ownership process which can be made even quicker with the services of 1st Choice Title
Contract of Sale Preparation*
When two parties enter into an agreement to buy, sell, or transfer a product, they will use a contract of sale to set the obligations of each party. It is legally binding and precedes the transfer of a deed. 1st Choice Title can make sure that the contract of sale is up to code and help you to prepare it.
An escrow agent is responsible for securing a property and examining documents to ensure that terms of sale are met. In the case of real estate, a title company will hold the deed in escrow until both the seller’s and buyer’s terms are met. 1st Choice Title can serve as this neutral, trusted third party to ensure that the transaction is fair and legal.
Title insurance is available to both property owners and lenders. It is purchased at closing and insures against financial loss from title defects, liens, and other problems. It can protect against a lawsuit or reimburse the insured for any money lost. 1st Choice Title provides title insurance to protect you from potential title issues and is underwritten with the First American Title Company.
Generally, when there is a transaction of property, the owner is taxed on any gain from the sale. But through a Section 1031 exchange the tax can actually be deferred to a later date. 1st Choice Title can assist you with these types of transactions and can serve as an intermediary for them.
The experienced and knowledgeable team at 1st Choice Title provides the above services and more. Contact us today or fill out the form for more information.
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